Say hello to Joaquin Aysuo de Paul, founder and CEO of mobile wallet Kuapay. Kuapay is an all-in-one digital wallet that combines credit cards, reward cards, coupons, and loyalty programs, with an emphasis on user security. (Joaquin founded Kuapay after being the victim of credit card fraud.) He's hanging out for the next hour lending his online and mobile banking expertise, so ask away!

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